歐盛泰德財富有限公司是Connect集團（441505）註冊的獨立貸款經紀公司，受英國金融監管局授權和監管。 部分投資房按揭貸款和商業抵押貸款業務不受FCA監管。 如果您不持續償還你的抵押貸款，您的房產可能會被收回。
提供按揭貸款服務會涉及到費用， 確切的金額將取決於您的情況， 費用從500鎊起。 本網站包含的指南和/或建議受英國監管制度的管制，因此主要針對位於英國的消費者。 匯率的變化可能會增加您的債務等值的英鎊。
我們是信貸經紀人，而不是貸方。 我們可以使用廣泛的貸方。 一旦我們評估了您的需求，儘管您沒有義務接受我們的建議或建議，我們仍將建議貸款人提供合適的產品來滿足您的個人情況和要求。 無論我們向您介紹哪個貸方，我們通常會在交易完成後從他們那裡收取傭金。 我們收取的傭金通常是您從貸方借入的金額的固定百分比。 支付給我們的傭金可能會有所不同，具體取決於貸方和產品。 我們合作的貸方以不同的利率支付傭金。 但是，我們從貸方收取的傭金金額不會影響您根據您的信貸協定向該貸方支付的金額。 對於人壽和重大疾病保險等非投資保險產品的銷售，我們會從保險提供者那裡收取傭金。 傭金通常將根據您在一定時間內的保費收入百分比計算。
Oceantide Wealth Privacy Notice
Oceantide Wealth are committed to protecting your privacy. This policy statement, together with any document referred to within, sets out the basis on which we will use the personal information you supply to us directly yourself or supplied to us by a third party. Oceantide Wealth is responsible for the processing of the personal information you supply and is registered with the Information Commissioners Office under the UK Data Protection act 1998, registration number ZA756260.
We have structured our website so that you can visit without identifying yourself or revealing any personal information.
If you review or download information from the website, this information is tracked to enable us to provide you with tailored information and to give us information about your use of our website. This action will not personally identify you.
Should you wish to complete a contact or enquiry form on the website or through our connected portals, we collect and store the personal information supplied to us via secure servers to enable us to fulfil your request.
Any personal information you chose to disclose via the website or portals will be processed in accordance with this privacy notice.
What information do we collect?
To arrange a mortgage, loan or other plan or service for you, we will need to collect a wide range of personal data and financial related information. Our UK based team will only collect information that is pertinent to the service we provide and will hold this information only for as long as necessary.
We will also collect credit or debit card details to make payments for Oceantide Wealth services and to pass to relevant parties such as lenders and surveyors. This information will not be retained after payment has been made.
We will retain and process your personal information based on our ‘Terms of Business’ contract with you, our statutory and legal obligations, our regulatory requirements and our legitimate business interests.
How is the information collected?
We collect information via a variety of means which include website forms, telephone calls, email, text messages, social media, post, fax and face to face meetings. We may also monitor and record our telephone conversations with you.
The information may be collected directly by Oceantide Wealth and its staff.
How is the information used?
Oceantide Wealth will use personal data received to process your request for a mortgage, loan or other plan or service on your behalf. You may advise us at any time should you no longer wish us to use your data. We will use the information in several ways to improve how we support our customers, which includes but is not limited to:
Who will your information be shared with?
To arrange a mortgage, loan or other plan or service we will need to share your personal data with relevant third parties. These third parties include mortgage lenders, product providers, surveyors, solicitors and other parties that relate to your applications.
When we proceed with a mortgage, loan or other plan or service for you and your data is shared with a lender or provider, we recommend you also read their Privacy Notice in conjunction with ours. This can be found on the lenders or providers website or our central page here: https://cmortgages.co.uk/lenderprivacy/
As an Appointed Representative of Connect IFA Ltd, information about yourself will be shared with Connect IFA Ltd who are our Network. Connect IFA Ltd assist us with the processing your application as well as for compliance oversight purposes.
If your request for services has come from an introducer of business to Oceantide Wealth, we may share limited information with the introducer for the purposes of keeping them informed as to how your application is progressing.
We use third party software systems including cloud-based storage, to help us to manage mortgage, loan and product applications and to process and verify the personal information you supply to us. All software suppliers store any data in the UK and are subject to UK regulations including the UK Data Protection Regulations and are obliged to keep your details securely and use them only to fulfil the contracted service.
We will seek your explicit consent to provide you with general market news and updates and to inform you of any products and services offered by Oceantide Wealth and its associated companies that are not connected with your specific mortgage, loan or other plan or service. If you use a service offered by Oceantide Wealth , you will not automatically be opted in to marketing without your consent. We will not provide your personal data to any unconnected third party in connection with marketing.
We will obtain explicit consent from you either verbally, via our website, via meetings face to face including shows and events, by email, or by completion of a consent form and will keep a record of your consent.
Marketing may include emails, telephone calls, social media and postal marketing. You can advise us of your preferences on how you would like us to provide marketing and the marketing content that is of most interest to you. You may update your preferences at anytime and you may also withdraw your consent at anytime.
On the 25th May 2018, The Data Protection Act 1998 was superseded by The Data Protection Act 2018 supplemented by GDPR. This Privacy Notice sets out most of your rights under the new act but may be updated further if regulation changes in the future.
Changes of ownership
Oceantide Wealth may from time to time sell or transfer the control of the company. Any personal data supplied by you where relevant to the part of the business being sold or transferred will be transferred to the new owner or controlling party and will continue to be used under the terms of this policy for the purposes that the personal data was originally supplied to us.
Oceantide Wealth is a trading style of Ocean Tide Wealth Limited, which is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.Registered Address: 30 Crown Place, London EC2A 4EB
Company Registration Number: 11910858
Place of Registration: England and Wales
Mortgage availability depends upon your circumstances. Commercial mortgages and buy-to-let and offshore mortgages are not regulated by the FCA.