Welcome to Oceantide Wealth
With constant effort, we have now become the leading specialist mortgage brokers in UK’s Chinese communities and built close relationship with well known developers, real estate agencies and solicitors. Specialising in providing face-to-face or remote services on overseas buy-to-let mortgages, buy-to-let remortgages, commercial mortgages, development finance, bridging finance, personal and home insurance, Oceantide Wealth is committed to providing our customers with a personalised service, which encompasses our high standards of financial planning and customer care.
You and Us
We are offering a new approach to provide product choices for our business partners’ clients who are finding it difficult to access mortgage finance because of their personal circumstances, employment status or overseas credit background. We can help you grow sustainably and profitably.
What choices do you have?
Ensure you do not waste money unnecessarily by paying a higher monthly amount than you need to for your borrowings. Save you time and effort by giving you feasible choices for you to decide. Stop you missing out on the most cost effective way of arranging your loan.
How to choose insurance products?
Few things in life can provide more peace of mind than having a secure financial future. Whether it’s your family, home or lifestyle, knowing that the things that are most important to you are protected if the worst should happen means you can enjoy the here and now.

How much a deposit do you need to buy a property ?
You’ll need an average deposit of more than £100,000 to buy a home in London, while buyers in the North

How to help your children buy a home ?
First-time buyers around the country are seeking help from the ‘bank of mum and dad’ as high property prices lock

How do people use financial leverage to purchase properties in UK?
How do people use financial leverage to purchase properties in UK? Nowadays, as more and more Chinese people begin to

Why buy-to-let?
The introduction of assured shorthold tenancies in 1997, which made the rights of tenants and landlords more equal, created the

British mortgages are quite different: remortgage can reduce the monthly repayment, make the appreciation and achieve realization? It’s true!
In China, the loan interest rate of every bank is the same. When you start to repay the loan, normally

A-Z mortgage glossary Chapter 1
Accident, Sickness and Unemployment cover This is a yearly renewable cover that provides payment for a short period of time
Mortgage Calculator
New Stamp Duty Rates
- less than £125k 0%
- £125k to £250k 2%
- £250k to £925k 5%
- £925k to £1.5m 10%
- rest over £1.5m 12%